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10 Best Money Transfer Companies in Singapore

This guide compares Singapore money transfer services for different needs: foreign-currency exchange, international remittance, business transfers, app-based transactions and in-person help. Focus on the service model and location that best fit your transaction.

How this guide is ordered

Criteria used in Singapore: specialisation, customer reputation, complete details and area.

Certain merchants pay for services that put them more in view of readers.

Compare 10 Money Transfer Companies in Singapore

  1. TRANSEND (NORTHPOINT CITY), Singapore

    TRANSEND (NORTHPOINT CITY)

    4.94,963 reviews

    TRANSEND (NORTHPOINT CITY) is a money transfer service and money changer at Northpoint City. It suits travellers and customers sending funds overseas, with counter transactions, an app and Thai baht availability varying by day. Transactions are described as quick even during queues, while Malaysian customers using TT remittance can receive SMS completion notifications.

    Stands out: App-based transactions supported by staff follow-up via WhatsApp

    Overseas travellers exchanging currencyCustomers making remittance transactions
    1 North Point Dr, B2-131 TRANSEND (NORTHPOINT CITY), Northpoint City, Singapore 768019
  2. TRANSEND (WOODLANDS MRT), Singapore

    TRANSEND (WOODLANDS MRT)

    4.94,945 reviews

    TRANSEND (WOODLANDS MRT) is a money transfer service below Woodlands MRT offering on-site currency exchange. It suits people who prioritise an accessible location and prompt transactions in the area. PayNow is accepted for transactions, while exchange rates may be better elsewhere in town.

    Stands out: Location below Woodlands MRT

    Currency exchange near Woodlands MRTPeople seeking a quick, accessible transaction
    30 Woodlands Ave 2, #01-13 TRANSEND (WOODLANDS MRT), Singapore 738343
  3. TRANSEND (BUGIS MRT), Singapore

    TRANSEND (BUGIS MRT)

    4.91,133 reviews

    TRANSEND (BUGIS MRT) provides money exchange and remittance services for travellers, individuals and businesses sending, receiving or exchanging funds internationally. Its website supports online or in-person transfers, foreign-currency buying and selling, business cross-border solutions, multilingual support and access to global currencies. PayNow QR payment and travel pouches are useful practical touches.

    Stands out: Offers both remittance and money exchange services

    Travellers needing foreign-currency exchange or remittance servicesBusinesses managing cross-border money transfers
    220 Victoria St, #B1-02 TRANSEND (BUGIS MRT), Bugis MRT Station, Singapore 188022
  4. TRANSEND (PASIR RIS MALL), Singapore

    TRANSEND (PASIR RIS MALL)

    4.91,067 reviews

    TRANSEND (PASIR RIS MALL) provides money-transfer services in Singapore. Its on-site service includes PayNow acceptance, giving customers a convenient way to pay during a transfer. The branch suits people looking for a local money-transfer counter in the Pasir Ris Mall area.

    Stands out: PayNow acceptance adds a convenient payment option

    Customers who prefer paying with PayNow during a money-transfer transaction
    7 Pasir Ris Central, B2-46 TRANSEND (PASIR RIS MALL), Singapore 519612
  5. M.S. Money Exchange (Hougang Money Changer), Singapore

    M.S. Money Exchange (Hougang Money Changer)

    4.9283 reviews

    M.S. Money Exchange in Hougang provides on-site currency exchange with appointment-based service. It is suited to travellers and customers comparing rates, particularly for currencies such as Korean won and Malaysian ringgit. WhatsApp communication supports rate enquiries, and transactions are described as clear, efficient and accompanied by a receipt.

    Stands out: WhatsApp rate quotations honoured at the counter

    Travellers exchanging foreign currency in HougangCustomers who want to enquire about rates by WhatsApp
    90 Hougang Ave 10, #B1-17 M.S. Money Exchange (Hougang Money Changer), Hougang Mall, Singapore 538766
  6. TRANSEND (PAYA LEBAR MRT), Singapore

    TRANSEND (PAYA LEBAR MRT)

    4.8591 reviews

    TRANSEND at Paya Lebar MRT provides money-changing and remittance services for individuals and businesses. Customers can exchange foreign currencies, send money abroad or receive funds, with options to transact online or in person at branches. The business also offers business cross-border solutions, multilingual support and access to a range of global currencies.

    Stands out: Combines remittance, money exchange and business solutions

    Travellers needing foreign-currency exchangeIndividuals sending or receiving money internationallyBusinesses managing cross-border transfers
    30 Paya Lebar Rd, #01-01 TRANSEND (PAYA LEBAR MRT), Paya Lebar MRT Station, Singapore 409006
  7. Metro Remittance Singapore Pte Ltd

    Metro Remittance Singapore Pte Ltd

    4.9122 reviews

    Metro Remittance Singapore Pte Ltd provides money transfer services in Singapore. It suits customers who want assistance with registration, forms and transaction steps, with service interactions described as patient, helpful and approachable. The business is particularly relevant to first-time users or anyone who finds remittance paperwork unclear and prefers guided in-person support.

    Stands out: Staff are described as guiding customers through registration and application forms

    First-time remittance customers needing help with registrationCustomers who want patient assistance completing forms and transactions
    304 Orchard Rd, #01-86/87/88 Metro Remittance Singapore Pte Ltd, Lucky Plaza, Singapore 238863
  8. J-Dee Remittance Services Pte Ltd, Singapore

    J-Dee Remittance Services Pte Ltd

    4.966 reviews

    J-Dee Remittance Services Pte Ltd provides money transfer services in Singapore, including Western Union services. It suits customers seeking a remittance counter with friendly assistance and competitive exchange rates highlighted in the business information.

    Stands out: Western Union is available through the service

    Customers sending money through a remittance servicePeople seeking Western Union transfers
    304 Orchard Rd, #02-19 J-Dee Remittance Services Pte Ltd, Singapore 238863
  9. Wise, Singapore

    Wise

    4.64,253 reviews

    Wise provides digital money services for managing multiple currencies, making transfers and spending overseas with its card. Its app presents exchange rates, transaction details and charges clearly, while international transfers and currency conversion are central to the service. Wise suits travellers and people making cross-border payments who want a straightforward alternative to traditional bank transactions.

    Stands out: Combines multi-currency management, transparent charges and an overseas-use card

    Travellers and users making local or international currency transfers
    2 Tanjong Katong Rd, #07-01 Wise, Singapore 437161
  10. SingX Pte Ltd, Singapore

    SingX Pte Ltd

    4.52,036 reviews

    SingX Pte Ltd is a Singapore financial institution that supports money transfers through a mobile app. The transfer process is described as easy to follow, with rates and charges shown clearly upfront. It suits people sending money overseas who value digital access, straightforward onboarding and responsive help during their first transaction or beyond.

    Stands out: Mobile transfers can be made from anywhere and at any time

    People who want to manage transfers through a mobile appSenders who prioritise clearly displayed rates and charges
    138 Cecil St, SingX Pte Ltd, By Appointment Only, Singapore 069538

Each number on the map is a business in the list.

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Money transfer features that may matter

  • Foreign-currency exchangeSeveral outlets provide on-site exchange for travellers, with currency availability and displayed rates subject to change.
  • International remittanceTRANSEND, Metro Remittance, J-Dee, Wise and SingX support different forms of sending or receiving money internationally.
  • Online and app transfersSome services support online or app-based transfers, including Wise, SingX and TRANSEND’s online or in-person options.
  • Business cross-border solutionsTRANSEND’s Bugis and Paya Lebar services include business cross-border solutions alongside personal transfers.
  • Guided counter assistanceMetro Remittance is suited to customers who want help with registration, forms and transaction steps.
  • Payment and notification featuresPayNow is available at selected TRANSEND outlets, while SMS or WhatsApp updates are described for particular transactions.

Choosing a money transfer service

  1. Define exchange versus remittanceCurrency exchange, sending funds abroad and receiving funds may involve different services, so identify the exact transaction first.
  2. Choose digital or face-to-face supportWise and SingX suit app-led users, while Metro Remittance is relevant if you want guided help with forms and registration.
  3. Compare the actual rate and chargesRates are time-sensitive and may differ by service or location; check the current total rather than relying on a general impression.
  4. Check currency and destination fitAsk whether the required currency and destination are supported, since availability can vary by day or service.
  5. Allow for practical constraintsConsider queues, appointments, outlet location and whether PayNow or a transaction notification would be useful.

Frequently asked questions

Which options offer money exchange as well as remittance?

TRANSEND’s Bugis and Paya Lebar services describe both money exchange and remittance, while other providers focus more narrowly on one model.

Are there app-based money transfer services?

Wise and SingX provide digital money-transfer services, and TRANSEND also supports app or online transactions alongside counter service.

Can staff help first-time remittance customers?

Metro Remittance is described as helping customers with registration, forms and transaction steps.

Do exchange rates stay the same?

No. The supplied information notes that displayed rates are time-specific or can vary, so confirm the current rate before proceeding.